NDH-1 / NDH-3 Automation

NidhiCompanyComplianceSoftwareNDH-1&NDH-3Automation

Stop assembling NDH-1 and NDH-3 filings by hand every deadline. Automate the compliance reports your CA/CS needs, with a live audit trail behind every number.

90-Day NDH-1 TrackingHalf-Yearly NDH-3 AutomationLive NOF Ratio Dashboard

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Trusted by Nidhi companies and their auditors for automated NDH-1/NDH-3 compliance

NDH-1Auto-Generated
NDH-3Half-Yearly Automated
1:20NOF Ratio Tracked
90-DayDeadline Alerts
Audit TrailEvery Transaction
CA/CSReady Exports
NDH-1Auto-Generated
NDH-3Half-Yearly Automated
1:20NOF Ratio Tracked
90-DayDeadline Alerts
Audit TrailEvery Transaction
CA/CSReady Exports

What Is Nidhi Compliance Automation Software?

Nidhi compliance software keeps the underlying member, deposit, and loan data your NDH-1 and NDH-3 returns are built from audit-ready year-round — not assembled by hand in the weeks before a filing deadline.

NDH-1 must be filed within 90 days of financial year end, certified by a CA/CS/CMA. NDH-3 is a half-yearly return. Both depend on the same underlying ledgers being accurate and reconciled at all times.

CloudHouse builds compliance automation directly into your Nidhi company's core system, so the reports your auditor needs are generated from live data, not reconstructed from spreadsheets.

What Our Compliance Automation Covers

Purpose-built modules that keep your Nidhi company inside Nidhi Rules, 2014 at all times, not just at filing time.

NDH-1 Report Generation

Auto-compiled statutory return within the 90-day filing window, ready for CA/CS certification.

  • 90-day deadline tracking
  • CA/CS-ready reports
  • Auto-compiled from live data

NDH-3 Report Generation

Half-yearly NDH-3 returns generated directly from your live deposit and loan ledgers.

  • Half-yearly automation
  • No manual reconciliation
  • Live ledger sync

NOF Ratio Monitoring

Continuous tracking of your Net Owned Fund against the required 1:20 deposit ratio.

  • Live NOF dashboard
  • 1:20 ratio alerts
  • ₹20L minimum tracking

Audit Trail

Every transaction and edit logged and traceable for statutory audit.

  • Full transaction log
  • Traceable edits
  • Audit-ready exports

Deadline Alerting

Automated alerts before NDH-1 and NDH-3 deadlines, so nothing is filed late.

  • 90-day NDH-1 alerts
  • Half-yearly NDH-3 alerts
  • Configurable notifications

CA/CS Collaboration Tools

Give your CA/CS/CMA direct, read-only access to the exact reports they need to certify.

  • Read-only auditor access
  • Pre-formatted exports
  • Faster sign-off

Why Automate Nidhi Compliance With CloudHouse

Built specifically around Nidhi Rules, 2014 — not generic accounting software adapted after the fact.

Purpose-Built for Nidhi Rules 2014

Not a generic accounting tool — the compliance logic is built around the actual rules Nidhi companies operate under.

No Year-End Scramble

Reports are generated from data that's audit-ready all year, not reconstructed in the weeks before a deadline.

Continuous NOF Monitoring

Know your NOF-to-deposit ratio before it becomes a compliance problem, not after.

Built for Auditor Collaboration

Give your CA/CS direct access to exactly what they need — no back-and-forth spreadsheet requests.

Deadline Alerts Built In

Automated reminders ahead of the 90-day NDH-1 window and half-yearly NDH-3 cycle.

Kerala-Based Support

Work directly with a team based in Kerala that understands Nidhi compliance specifics.

How We Automate Your Nidhi Compliance

1

Free Consultation

We discuss your current compliance process, branch structure, and data sources to scope the right build.

2

System Design

We map your Nidhi company workflows to the system and confirm reporting requirements upfront.

3

Data Migration

If you're moving off an existing system or spreadsheets, we migrate your records with full validation.

4

Build & Configuration

The system is configured to your specific rules and reporting formats — not a fixed template.

5

Team Training & Go-Live

Your staff are trained on the system, and we go live with your first cycle already covered.

6

Ongoing Support

We stay available for updates and changes as your Nidhi company grows.

Compliance Rules This System Is Built Around

Automation mapped directly to Nidhi Rules, 2014 and Companies Act, 2013 requirements.

Statutory Filings

NDH-1 Return (90-Day)NDH-3 Half-Yearly ReturnNDH-4 Status ApplicationNidhi Rules, 2014Companies Act, 2013

Compliance Thresholds

NOF-to-Deposit Ratio (1:20)₹20 Lakh Minimum NOF200+ Member Requirement10% Unencumbered Deposits

Audit & Reporting

Full Audit TrailCA/CS-Ready ExportsTrial Balance & LedgersBranch-Wise Compliance Reports

Built for the People Responsible for Nidhi Compliance

Nidhi Company Directors

Know your compliance status at any moment, not just at filing time.

Company Secretaries

Pre-formatted NDH-1/NDH-3 reports ready for certification and filing.

Chartered Accountants

A full audit trail and exportable statements make statutory audits faster.

Compliance Officers

Continuous NOF ratio monitoring and deadline alerts, not manual tracking.

Newly Incorporated Nidhi Companies

Start compliant from your very first financial year.

Multi-Branch Nidhi Companies

Consolidated compliance reporting across all branches.

Compliance Automation Packages

Starter Build

Custom Quote
  • Single-branch setup
  • Core module coverage
  • Compliance/reporting basics
  • Basic audit trail

For: Newly established Nidhi companys getting started.

Get a Quote
Most Common

Growth Build

Custom Quote
  • Everything in Starter Build
  • Multi-branch support
  • Role-based staff access
  • Data migration from existing systems
  • Priority onboarding & training

For: Established Nidhi companys with multiple branches.

Get a Quote

Enterprise Build

Custom Quote
  • Everything in Growth Build
  • Custom workflow configuration
  • Advanced reporting & analytics
  • Dedicated support & SLAs
  • Ongoing compliance updates

For: Large Nidhi companys with complex structures.

Get a Quote

Every build is scoped and quoted individually based on your branch count, size, and requirements.

Automated Compliance vs Manual NDH-1/NDH-3 Preparation

An honest comparison of automated compliance reporting against manual, spreadsheet-based preparation.

FeatureCloudHouse Custom BuildGeneric TemplateSpreadsheetsIn-House Build
NDH-1 preparation time✓ Auto-compiledDays of manual workDays of manual workDepends on tooling
NDH-3 preparation time✓ Auto-compiledManual reconciliationManual reconciliationDepends on tooling
NOF ratio visibility✓ Live, continuousChecked periodicallyChecked periodicallyDepends on scope
Deadline alerts✓ Automated✗ Manual tracking✗ Manual trackingDepends on scope
Audit trail✓ Full, automaticPartial✗ Easily editedDepends on scope
Risk of late/incorrect filingLowModerateHighDepends on scope
Best forNidhi companies wanting continuous complianceVery small Nidhi companiesNot recommendedNidhi companies with a dev team

What Clients Say

Our NDH-1 used to take a full week of manual reconciliation every year. Now the report is ready the day our financial year closes.

Company Secretary

Nidhi Company, Kerala

Tracking our NOF-to-deposit ratio used to be a spreadsheet nightmare every quarter. Now it's a live dashboard.

Finance Head

Nidhi Company, Kerala

Our auditor now has direct access to exactly what they need. Sign-off is faster and there's far less back-and-forth.

Director

Nidhi Company, Kerala

Nidhi Company Compliance Software — NDH-1 & NDH-3 Automation — Frequently Asked Questions

Frequently Asked Questions

Find answers to common questions about our services and how we can help your business grow.

Ready to Never Miss a Deadline Again?

See how automated NDH-1/NDH-3 compliance reporting works for your Nidhi company — book a free walkthrough.

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