CloudHouse Product — Gold Loan Software for NBFCs

RBI-Compliant Gold Loan Software for NBFCs in India

Purpose-built gold loan management software for RBI-registered NBFCs — multi-branch operations, statutory RBI reporting, NPA/auction workflows, and credit bureau integration, all in one compliant platform.

RBI Form NBS-7 Ready Multi-Branch Consolidation CIBIL/Equifax Integration Core Banking Ready

Unlimited

Branches Supported

₹500Cr+

NBFC Loans Processed

100+

NBFC Clients

99.9%

System Uptime SLA

Built for NBFC Compliance, Not Just Branch Operations

Everything an RBI-registered gold loan NBFC needs to stay audit-ready at scale.

RBI Statutory Reporting

Auto-generates Form NBS-7 and other RBI statutory returns for gold loan NBFCs, cutting manual compliance work every quarter.

NPA Classification & Auction

Automated NPA ageing, pre-auction notices, auction scheduling, and proceeds tracking — fully aligned to RBI auction norms with an audit trail.

Multi-Branch Consolidation

Centralised control across unlimited branches — consolidated P&L, branch-wise exposure, and role-based access for regional/zonal managers.

Credit Bureau Integration

Direct CIBIL and Equifax reporting integration, keeping your NBFC compliant with mandatory credit information reporting requirements.

Core Banking System (CBS) Integration

REST API integration with Finacle, BaNCS, and other major CBS platforms for NBFCs that need gold loan data to flow into their core ledger.

Portfolio Risk Dashboard

Real-time LTV exposure, overdue analysis, and branch performance dashboards built for NBFC compliance and risk teams, not just branch staff.

NBFC Frequently Asked Questions

Is this software RBI compliant for gold loan NBFCs?+

Yes. The platform auto-generates all required RBI statutory returns for gold loan NBFCs, including Form NBS-7, and supports CIBIL/Equifax credit bureau reporting, GST invoicing, and TDS calculation.

Can it integrate with our existing Core Banking System?+

Yes. We provide REST API integration with Finacle, BaNCS, and most major CBS platforms used by NBFCs and cooperative banks. Custom integration is available for Enterprise clients.

How does multi-branch consolidation work?+

All branches report into a single dashboard with consolidated P&L, branch-wise LTV exposure, and role-based access for zonal/regional managers — no manual Excel consolidation needed.

How is NPA and auction handled?+

The system automatically flags NPA accounts based on ageing rules, triggers pre-auction notice workflows, schedules auctions, and records proceeds with a full statutory audit trail.

What is the pricing for a multi-branch NBFC deployment?+

Our Business plan (₹4,999/month) covers up to 10 branches; larger NBFC networks are quoted on our custom Enterprise plan. See full pricing on the main Gold Loan Software page.

Is there a free trial for NBFCs?+

Yes — a 14-day free trial with full feature access, no credit card required, plus a guided onboarding session with our implementation team.

Get Your NBFC Audit-Ready in Weeks, Not Months

Talk to our team about RBI compliance, CBS integration, and multi-branch rollout for your gold loan NBFC.